Madanswer Technologies Interview Questions Data|Agile|DevOPs|Python - Recent questions and answers in Chemistry – Class 12

Answered: What is ‘balloon payment’?

Wed, 18 Jan 2023 17:55:32 +0000

The ‘balloon payment’ is the final lump sum payment that is due. When the entire loan payment is not amortized over the life of the loan, the remaining balance is due as the final repayment to the lender. Balloon payment can occur within an adjustable rate or fixed rate mortgage.

Answered: What is the ‘cost of debt’?

Wed, 18 Jan 2023 17:55:12 +0000

When any company borrows funds, from a financial institution (bank) or other resources the interest paid on that amount is known as ‘cost of debt’.

Answered: What are the different types of banking software applications are available in the Industry?

Wed, 18 Jan 2023 17:54:54 +0000

There are many types of banking software applications and few are listed below

a) Internet banking system: Internet banking allows the customers and financial institution to conduct final transaction using banks or financial institute website.

b) ATM banking (Automated Teller Machine): It is an electronic banking outlet, which allows customers to complete basic transaction.

c) Core banking system: Core banking is a service provided by a networked bank branches. With this, customer can withdraw money from any branch.

d) Loan management system: The database collects all the information and keeps the track about the customers who borrows the money.

e) Credit management system: Credit management system is a system for handling credit accounts, assessing risks and determining how much credit to offer to the customer.

f) Investment management system: It is a process of managing money, including investments, banking, budgeting and taxes.

g) Stock market management system: The stock market management is a system that manages financial portfolio like securities and bonds.

h) Financial management system: Financial management system is used to govern and keep a record of its income, expense and assets and to keep the accountability of its profit.

Answered: What is overdraft protection?

Wed, 18 Jan 2023 17:54:02 +0000

Overdraft protection is a service that is provided by a bank to their customer. For instance, if you are holding two accounts, saving and credit account, in the same bank. Now if one of your accounts does not have enough cash to process the cheques, or to cover the purchases. The bank will transfer money from one account to another account, which does not have cash so to prevent check return or to clear your shopping or electricity bills.

Answered: What is ‘Crossed Cheque’ ?

Wed, 18 Jan 2023 17:53:34 +0000

A crossed cheque indicates the amount should be deposited into the payees account and cannot be cashed by the bank over the counter. Here in the image, number#2, you can see two cross-lines on the left side corner of the cheque that indicates crossed cheque.

Answered: What are the different ways you can operate your accounts?

Wed, 18 Jan 2023 17:53:02 +0000

You can operate your bank accounts in different ways like

a) Internet banking

b) Telephone or Mobile banking

c) Branch or Over the counter service

d) ATM ( Automated Teller Machine)

Answered: What are the types of accounts in banks?

Wed, 18 Jan 2023 17:52:43 +0000

Below are the types of accounts in Bank:

a) Checking Account: You can access the account as the saving account but, unlike saving account, you cannot earn interest on this account. The benefit of this account is that there is no limit for withdrawal.

b) Saving Account: You can save your money in such account and also earn interest on it. The number of withdrawal is limited and need to maintain the minimum amount of balance in the account to remain active.

c) Money Market Account: This account gives benefits of both saving and checking accounts. You can withdraw the amount and yet you can earn higher interest on it. This account can be opened with a minimum balance.

d) CD (Certificate of Deposits) Account: In such account you have to deposit your money for the fixed period of time (5-7 years), and you will earn the interest on it. The rate of interest is decided by the bank, and you cannot withdraw the funds until the fixed period expires.

Answered: What is consumer bank?

Wed, 18 Jan 2023 17:52:12 +0000

Consumer bank is a new addition in the banking sector, such bank exist only in countries like U.S.A and Germany. This bank provides loans to their customer to buy T.V, Car, furniture etc. and give the option of easy payment through instalment.

Answered: What is commercial bank?

Wed, 18 Jan 2023 17:51:32 +0000

Commercial bank is owned by the group of individuals or by a member of Federal Reserve System. The commercial bank offer services to individuals, they are primarily concerned with receiving deposits and lending to business. Such bank earns money by imposing interest on the loan borrowed by the borrower. The money that is deposited by the customer will be used by the bank to give business loan, auto loan, mortgages and home repair loans.

Answered: What is investment banking?

Wed, 18 Jan 2023 17:51:05 +0000

Investment banking manages portfolios of financial assets, commodity and currency, fixed income, corporate finance, corporate advisory services for mergers and acquisitions, debt and equity writing etc.

Answered: What is bank? What are the types of banks?

Wed, 18 Jan 2023 17:50:46 +0000

A bank is a financial institution licensed as a receiver of cash deposits. There are two types of banks, commercial banks and investment banks. In most of the countries, banks are regulated by the national government or central bank.

How to resolve the TablePlus error

Thu, 05 Jan 2023 16:00:04 +0000

How to resolve the TablePlus error

I added the below command and got an error. How can i fix this?

wget -qO - https://deb.tableplus.com/apt.tableplus.com.gpg.key | gpg --dearmor | sudo tee /etc/apt/trusted.gpg.d/tableplus-archive.gpg

Answered: Is it Right Time to Buy Tesla Stock at this Price? Analyst says Tesla Misses Delivery Estimates.

Tue, 03 Jan 2023 14:15:34 +0000

Tesla

Shares fell 5% subsequent to detailing a record 40% development in conveyances. Nonetheless, the numbers missed examiner assumptions. JPMorgan examiner Ryan Brinkman cut his cost focus on the stock Tuesday, saying he sees more disadvantage ahead.

When the most extravagant individual on the planet, Tesla Inc

TSLA

+ Free Alarms

also, Twitter Chief Elon Musk has turned into the main individual in mankind's set of experiences to lose $200 billion in total assets.

His total assets topped at $340 billion in November 2021. Be that as it may, Musk saw his abundance drop to $137 billion as 2022 came to a nearby, determined by Tesla shares falling around 65% last year, as per Bloomberg.

Last week, Musk sent an update to its laborers and said thanks to them for their "excellent execution" over time. Be that as it may, he minimized the organization's horrid stock execution. "Try not to be too annoyed by securities exchange wildness. As we show proceeded with magnificent execution, the market will perceive that," Musk wrote in the notice.

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In December, Musk lost his title as the world's most extravagant individual to Bernard Arnault, the French industry mogul and prime supporter of extravagance merchandise force to be reckoned with LVMH Moet Hennessy Louis Vuitton SA

LVMUY

Additionally Read: Here's The 'Horrible Propensity' Elon Musk Believes that Should Cut From His Morning Schedule

During a new digital recording communication, Musk cautioned against the risks of getting cash during an unstable market stage.

"I would exhort individuals not to have edge obligation in an unpredictable financial exchange, and you know, from a money point of view, remain calm, collected and prepared," Bloomberg cited Musk saying on the All-In web recording delivered in December. "You can get a few pretty outrageous things occurring in a down market."

As per Bloomberg's Extremely rich people File, Musk had to sell quite a bit of his Tesla stock in 2022 because of his $44 billion Twitter buy.

Musk at present possesses a $44.8 billion stake in SpaceX, which is around 42.2% of the organization, reports Bloomberg.

Answered: Lou Ottens a Dutch inventor passed away recently. As head of product development in which company did he invent compact music cassettes and compact discs?

Tue, 15 Nov 2022 16:30:52 +0000

Philips

Answered: Microsoft’s deal to acquire Zenimax for US 7.5 Bn $ has been approved by the EU. In which business is Zenimax in?

Tue, 15 Nov 2022 16:30:30 +0000

Electronic Games

Answered: Which Chinese digital major owns the Chinese movie streaming service iQiyi?

Tue, 15 Nov 2022 16:30:12 +0000

Baidu

Answered: Boston Dynamics has developed a robot that can move the boxes in the warehouses. What is it called?

Tue, 15 Nov 2022 16:29:56 +0000

Stretch

Answered: Which IT veteran has committed Rs 200 cr towards SKAN Trust that will focus on ageing and neurological research?

Tue, 15 Nov 2022 16:29:37 +0000

Ashok Soota

Answered: A transaction fee in a cryptocurrency transaction. A fee is charged for the energy cost for computing and placing the transaction data in distributed ledgers. How do we know this fee?

Tue, 15 Nov 2022 16:28:40 +0000

Gas Fee

Answered: _______has acquired Nuance for $19.7 Bn . FITB

Tue, 15 Nov 2022 16:28:20 +0000

Microsoft

Answered: Identify this tech innovator and co-founder of Adobe who passed away recently

Tue, 15 Nov 2022 16:27:58 +0000

Charles Geschke ( Geschke and Warnock were responsible for transformative software inventions, including PDF, Acrobat, Illustrator, Premiere Pro and Photoshop)

Answered: Identify this world’s youngest crypto-billionaire

Tue, 15 Nov 2022 16:27:35 +0000

Vitalik Buterin, Founder of Ethereum

Answered: Which country has rolled out the first Central Bank Digital Currency called the Sand Dollar?

Tue, 15 Nov 2022 16:27:12 +0000

Bahamas

Answered: In the context of e-commerce/marketing, what does SoLoMo stand for?

Tue, 15 Nov 2022 16:26:53 +0000

Social Local Mobile

Answered: The Founder and Chairman of Milagrow Robots and one of the most successful professionals in the Indian consumer electronics industry passed away due to COVID. Name him.

Tue, 15 Nov 2022 16:26:33 +0000

Rajeev Karwal

Answered: MGM studios were acquired by?

Tue, 15 Nov 2022 16:26:14 +0000

Amazon

Answered: Expand MMORPG?

Tue, 15 Nov 2022 16:25:54 +0000

Massively multiplayer online role-playing game (MMORPG)

Answered: Which Chinese businessman will step down as the President of Hupan University, an elite business school started by him in his hometown Hangzhou?

Tue, 15 Nov 2022 16:25:34 +0000

Jack Ma

Answered: Tata Digital has acquired the startup Curefit. Along with Curefit, which entrepreneur comes in as President of Tata Digital?

Tue, 15 Nov 2022 16:25:11 +0000

Mukesh Bansal

Answered: Which the major US co-owns the online game streaming service, Luna?

Tue, 15 Nov 2022 16:24:46 +0000

Amazon

Answered: Name the person who said this. ” I am now everlastingly grateful to Intel for freeing me from this terrible association with the worst software on the planet.” He died recently in a Spanish prison

Tue, 15 Nov 2022 16:24:15 +0000

John Mcaffee

Answered: “The process of dissolution of solute in the solvent takes place even after saturation”. Is this true or false?

Sun, 03 Oct 2021 11:23:29 +0000

Correct answer is (a) True

Explanation: At saturation point, a dynamic equilibrium is established between the two processes of dissolution and crystallization. These reactions occur at the same rate. When more solute is added beyond saturation point, dissolution of solute takes place but same amount of solute recrystallizes at the same rate. Hence making it look like dissolution does not occur when it actually does.

Answered: Which of the following is not a method to test the type of emulsion?

Sun, 03 Oct 2021 11:22:33 +0000

The correct answer is (c) Coagulation method

Explanation: Coagulation or precipitation is a process of aggregating together the colloidal particles to change them into large-sized particles which ultimately settle as a precipitate. The different methods to test the type of emulsion are-microscopic, conductance and dye method.