To use a credit card responsibly, follow these tips:
- Only spend money that you have. Do not use your credit card to buy things that you cannot afford to pay off in full each month.
- Pay your bill on time. Make sure to pay your credit card bill in full each month to avoid interest charges.
- Review your statement each month. Review your credit card statement each month to make sure that there are no unauthorized charges.
- Report fraud immediately. If you think that your credit card has been stolen, report it to your credit card issuer immediately.
